In the know
Auto-enrolment
Employers have different auto-enrolment duties depending on the criteria the individual meets. You can use our Employer duties tool to easily determine if an individual needs to be auto-enrolled, but here’s a summary of the criteria:
- Any jobholder aged at least 22 and under state pension age who earns above the earnings trigger for automatic enrolment (currently £7,475*) must be enrolled automatically into a pension scheme unless they're already an active member of a qualifying scheme.
- Jobholders outside this range, in other words aged at least 16 and under 22, or over state pension age but under 75, must be given the chance to join if they want to, as long as they're receiving qualifying earnings. If they choose to opt in to the scheme, then employers also have to contribute on their behalf at the minimum level
- Workers aged at least 16 and under 75 who earn below the qualifying earnings threshold £5,715 must be given the chance to join a registered pension scheme (not necessarily a qualifying scheme), if they're not already active in one, but employers won't have to contribute on their behalf.
- Jobholders aged at least 22 and under state pension age who aren't active members of a qualifying scheme at the time of their automatic re-enrolment date (generally every three years) must be re-enrolled automatically.
You'll find full details in our technical factsheets. Please take time to read these.
*Likely to be increased
Use our tools
To help you identify business opportunities.
Related links
Search our library
For marketing support to help you make the most of business opportunities.